Auto Insurance
Are you thinking about buying a vehicle in New Jersey or Pennsylvania? It would help if you also considered car insurance. Auto insurance isn’t only mandatory but protects you financially when accidents happen. It would be best to talk to a knowledgeable insurance agency like Tadas Insurance Group to help you secure a car insurance policy that suits your unique needs.
Car insurance policy options
As you would have imagined, car insurance isn’t offered as a one-size-fits-all policy. It’s divided into several policies to help you choose the ones that fit your unique preferences. The common car insurance policies include:
- Collision coverage: If you are involved in a crash with another motorist or stationary object, this coverage compensates for the damage up to your policy’s limit.
- Comprehensive coverage: It works just like collision coverage, only that it’s limited to non-collision perils like fire, theft, natural disasters, and so on.
- Liability coverage: Most states require you to add at least property damage and bodily injury liability coverages to your car insurance. These policies protect other road users when they are at fault.
- Uninsured motorist coverage: Since you may still find motorists with no insurance on the road, you had better invest in this coverage to cover your damages when hit by such irresponsible drivers.
- Personal injury protection (PIP): This policy covers you and your passengers when involved in a road accident. And the best part? It doesn’t matter who was at fault for the accident.
- Roadside assistance: Mishaps like a dead battery, puncture, locked-out keys, and minor electrical and mechanical breakdowns can leave you stranded miles away from your home. However, if you have roadside assistance coverage, help from your insurer is always a phone call away.
Above is just a snapshot of different car insurance options. Should you need more coverage options or “add-ons,” please talk to your insurance agent.
Invest in car insurance today!
Are you looking for an affordable car insurance policy? Please get in touch with Tadas Insurance Group, serving numerous New Jersey and Pennsylvania locations.
